Do you know the details of your insurance coverage?

1/9/2020 (Permalink)

Flooded home

If you’ve been fortunate enough to not have to file a claim before, you may not know the full extent of your coverage. Especially when it comes to dealing with water damage claims. It is better to be prepared for the worst and understand what the process of dealing with a water loss entails.

Water damage can stem from a variety of causes. In the winter months maybe it’s frozen pipes or an ice dam built up on your roof causing the damage. In the springtime, perhaps the Sioux Falls area is hit with an early spring torrential rain when the ground is still partially frozen and the rain has nowhere to be absorbed.

Even if Sioux Falls and the surrounding areas are fortunate enough to have a mild winter and spring, Mother Nature isn’t the only cause of water damage in the home. Our appliances such as water heaters and washing machines can fail and cause you to file a claim for a water loss incident.

At SERVPRO of West Sioux Falls, we work closely with insurers and know the value of understanding your policy. We recommend you schedule a meeting with your agent to review your policy as soon as possible. Get ahead of the damage and know what your options are, should the worst come to pass.